Contact Swiftbridge Lending Group in Danville, VA About a Standby Credit Line

A first call is about the use of the money. A convenience store with a cooler wall on its last legs, for example, can talk through two routes: equipment financing secured by the new cooler, or a draw on a business line of credit that the store pays back as the cold drinks sell. The installed price, the age of the old unit and what the store already owes all shape which one fits.

A standby line works the other way round: there is no single purchase, just a limit kept open for restocks, repairs or a slow week. On the phone, Swiftbridge asks how often the business would draw and how soon it could pay a draw back. Call (434) 216-8890 to start, or use the request form if writing it down suits you better.

Nothing needs to be sent before the call, but a funding partner that takes the request up can ask for records, and having them ready shortens the back-and-forth:

• The last few months of business bank statements, which show what a store or kitchen deposits against what it pays out.
• Card processing statements, for a counter, fuel island or dining room that takes cards.
• Last year’s business tax return, with the owner’s personal return if a partner asks for it.
• A list of what is already running: equipment leases, a loan on the delivery van, an advance on card sales.
• For a cooler wall or other purchase, the vendor’s written price, ready for when a partner asks for it.

The request form does not take documents; it collects contact details and a few figures about the business. Records go to a partner later, by the route that partner sets.

The map on this page comes from Google and loads only after a tap, so the page stays light on a phone. It shows the office inside ZIP 24541.

The address is Swiftbridge Lending Group, 117 N Floyd St, Danville, VA 24541. Calling (434) 216-8890 first makes sure the visit starts with the right records.

Counted by the 2023 ZIP Code Business Patterns, the office ZIP, 24541, held 705 employer establishments, from storefronts to clinics. The same source puts the share of ZIP 24541 establishments with fewer than five employees at 45.1%.

An owner beyond Danville’s city limits can use the same phone number or online request form. Danville is an independent city, so the Danville city figures on this site stop at the city line and say nothing about Pittsylvania County, VA. The nearby places page describes Chatham, Blairs and other places beyond that line by their ZIP Code counts instead.

Eden, NC sits across the state line in Rockingham County, North Carolina. An Eden business can call the same number; whether a funding partner works with North Carolina businesses is part of that partner’s own review. Census counts for ZIP 27288, the ZIP that carries the Eden, NC name, listed 409 employer establishments in 2023, a figure for the whole ZIP rather than the city.